Current Rates

United Republic Bank Current Checking and Savings Rates
APY is accurate as of 12/05/2014

*Checking/Savings Products

Tiers

Minimum to Open

Minimum balance to obtain APY

Interest Rates

Annual Percentage Yield (APY)

Business Interest Checking

  $1,000 $1,000 0.05% 0.05%
Business Money Market $0-$24,999 $1,000 $0 0.05% 0.05%
  $25,000-$99,999 $1,000 $25,000 0.15% 0.15%
  $100,000-$499,999 $1,000 $100,000 0.20% 0.20%
  Over $500,000 $1,000 $500,000 0.25% 0.25%
High Yield Business Money Market $0-$250,000 $100,000 $0 0.65% 0.65%
  Over $250,000.01 $100,000 $250,000.01 0.20% 0.20%
Health Savings $0-$2,499 $10 $0 0.05% 0.05%
  $2,500-$9,999 $10 $2,500 0.10% 0.10%
  $10,000-$24,999 $10 $10,000 0.20% 0.20%
  Over $25,000 $10 $25,000 0.25% 0.25%
Business Savings   $100 $100 0.05% 0.05%
Please see a banker for a rate quote on brokered, public, or jumbo deposits.
*Your interest rate and Annual Percentage Yield is subject to change daily. Monthly fees may apply if the daily balance drops below the minimum balance. Fees may reduce earnings.

 

United Republic Bank Certificate of Deposit Rates
APY is accurate as of 12/05/2014

**Regular and Retirement Time Certificates

Minimum to Open

Interest Rate

Annual Percentage Yield (APY)

1-month $1,000 0.10% 0.10%
6-month $1,000 0.20% 0.20%
12-month $1,000 0.25% 0.25%
18-month $1,000 0.50% 0.50%
24-month $1,000 0.90% 0.90%
36-month $1,000 1.00% 1.00%
48-month $1,000 1.49% 1.50%
60-month $1,000 1.64% 1.65%
14-month Special $1,000 0.50% 0.50%
21-month Special $1,000 0.85% 0.85%
18-month Step-Up $1,000 0.75% 0.75%
23-month Step-Up $1,000 1.00% 1.00%
Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily | **A penalty may be assessed for early withdrawal.